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Accounts Receivable Financing

Do You Need a Different Line of Credit?

Cash flow can be a challenge, even for the most successful businesses. If waiting for payments slows your momentum, Mission Valley Bank’s Accounts Receivable (AR) Financing solution can be the key to unlocking your growth potential.

With AR Financing, you can bridge the gap between your payables due today and the receivables your customers won’t remit for 30 days or more. Through Mission Valley Bank’s BusinessManager® AR Financing, you can convert your accounts receivable into cash by selling them to the bank at a discount — providing you with the funds you need to keep your operations running smoothly.

In addition to AR Financing, Mission Valley Bank offers a variety of lines of credit tailored to meet the unique needs of your business. Whether you’re looking to finance inventory, cover operational expenses, or manage seasonal fluctuations, our flexible lines of credit can help ensure you have access to the capital you need when you need it most.

Our nationwide team of Cash-Flow Consultants is dedicated to helping businesses like yours find flexible, effective solutions. AR Financing and lines of credit are ideal for companies experiencing rapid growth, missing out on discounts, expanding into new markets, or seeking to reduce debt while staying cash funded.

BusinessManager® AR Financing and Lines of Credit Can Help You:

  • Increase Sales: Take on larger contracts and new customers with confidence.
  • Improve Cash Flow: Bridge the gap between payables due now and receivables expected later.
  • Save Time and Money: Streamline receivables management and take advantage of prompt-pay discounts.
  • Grow Your Business: Expand your operations with cash on hand to meet payroll, pay suppliers, and increase inventory.
  • Gain Competitive Edge: Offer flexible payment terms to your customers, making your business more attractive.
  • Enhance Profitability: Reduce costs and boost your bottom line by improving cash flow and efficiency.

Unlike a traditional line of credit, Mission Valley Bank’s BusinessManager® goes a step further — providing ongoing access to cash for both existing and daily credit transactions. It is a smart solution for fast-growing businesses looking to manage cash flow more effectively.

Transform Your Approach to Cash-Flow Management Today!

Contact Heidi DeMattos at hdemattos@missionvalleybank.com or fill out our contact form to learn how Mission Valley Bank’s BusinessManager® and Lines of Credit can help your business grow and thrive.