FDIC -Insured-Backed by the full faith and credit of the U.S. Government
Need Capital or Financing to Grow Your Business?
Seizing opportunities means acting quickly. When it is time to invest in new equipment, upgrade technology, or boost your inventory, you cannot afford to wait. Mission Valley Bank understands this urgency and we are committed to provide you with the lending solutions your business needs to make informed decisions quickly.
At Mission Valley Bank, we take the time to understand your business inside and out – we prioritize building relationships. When you choose us as your banking partner, you will experience the difference that personalized service and quick responsiveness can make in your business.
Apartment Financing
We offer purchase financing (or refinancing) for multi-family apartment buildings. We have years of experience in this type of financing, and can cut through the paperwork to get you answers to your financial questions faster. We have the expertise to assist you with apartment financing that will meet your specific needs.
- Finance or refinance multi-family units.
- Easy, streamlined paperwork.
- Custom packages that meet your specific needs.
Apartment Seismic Retrofit Financing
Is your retro apartment building now required to retrofit in order to comply with Los Angeles’s earthquake safety laws? Mission Valley Bank has a financing program and the expertise to help you get the job done. Call us at 877-394-2306 and talk it over with one of our lending experts today.
Commercial Real Estate Loans
Commercial Financing done right. Let us help you buy, build or refinance your office building, warehouse or manufacturing facility. Owning your own facility can provide many benefits and sometimes — a few challenges. Mission Valley Bank has the financing solutions you need for your commercial real estate. Our interest rates are competitive and our terms are flexible. Talk to our commercial real estate experts and specialized lending team to get your deal done right. We want to say “yes” to your loan request!
- Competitive rates and flexible terms.
- Perfect for a wide selection of building types.
- Prompt decisions.
Credit Lines
Lines of Credit provide easy access to loan funds. We offer several lines of credit to assist you in the operating needs of your business. Let Mission Valley Bank provide you with a line of credit so you can quickly access funds to finance current accounts, inventory, or even payroll until receivables are collected. Bridge that gap between payments for materials and labor and subsequent cash collection from sales with one of Mission Valley Bank’s credit lines.
- Lines of credit to meet your current seasonal needs.
- Provides short-term working capital for your business.
Equipment Loans
To help you with business expansions or modernization, Mission Valley Bank offers an excellent financing program with competitive fixed rates and up to 100% financing. Purchase new or used long-term assets such as machinery, computers, trucks, corporate automobiles, equipment and leasehold improvements. And we offer a variety of repayment schedules.
- Up to 100% financing available.
- Finance long-term assets.
- Variety of repayment schedules available.
Letters of Credit
Use our standby letters of credit for performance guarantees to your domestic customers. We also offer international import and export letters of credit for your overseas business transactions. These credit extensions can help you secure payments to third parties, and contractors can use our letters of credit to guarantee project completion.
- Time-saving alternative to cash deposits.
- Secure payments to third parties.
- Use as project completion guarantees.
For more information on Commercial Loans, contact us.