Security Alert: Beware of fraudsters impersonating bank employees or calls that appear to come from a bank phone number. Mission Valley Bank will never ask you for your online or mobile banking password or any personal information. Additionally, fraudsters are sending fake bank emails with links about “new accounts” or “suspicious activity.” Don’t click on any links provided. Go directly to the Bank’s website or call your branch to verify the legitimacy of the email. You can also report phishing attempts, even if you did not click on the links to ReportFraud.ftc.gov and ic3.gov. To Learn more – Go to the Federal Trade Commission Consumer Advice to learn How To Recognize and Avoid Phishing Scams.

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Merchant Services

Unlock the Power of Every Payment

Running your business takes a lot of hard work. At Mission Valley Bank, we know that many business owners do not always remember who handles their payment processing — until something goes wrong. Frustration over high fees, poor customer support, and reporting issues are all too common. That is why Mission Valley Bank does things differently. We understand the critical role card-based transactions (both credit and debit) play in your business, and we are here to make payment processing seamless and stress-free.

Redefine your payment processing with Mission Valley Bank.

Whether you are a food truck, small café, or farmers market vendor, our on-the-go payment solutions are designed for ease of use, allowing you to accept payments wherever your business takes you. If you are a larger company such as a healthcare provider, construction, or manufacturing company, we offer advanced POS systems that can be customized to fit your business needs, helping you grow and improve operational efficiency.

What sets us apart?

We are a local, community-focused bank that is partnered with one of the largest credit card processors in the country, allowing us to provide reliable processing while maintaining community bank service levels. As a direct acquirer with Visa, Mastercard, and Discover, we can offer competitive pricing and the latest payment innovations — all backed by outstanding, personalized service from a team that’s right here in your time zone.

Mission Valley Bankcard Services Offers:

  • Complimentary, no-obligation pricing reviews
    We’ll assess your current payment processing setup and provide a detailed comparison to ensure you’re getting the best value.
  • 24-Hour Funding
    With a Mission Valley Bank checking account, you can receive your funds within 24 hours, so your business never skips a beat (conditions apply).
  • Competitive Pricing with No Long-Term Contracts
    Our flexible pricing structure ensures you’re never locked into long-term commitments, so you can make decisions that benefit your business.
  • Personalized, In-House Customer Service
    When you need help, you’ll speak with our local team — real people who understand your needs and are ready to resolve issues quickly and efficiently.

At Mission Valley Bank, we go beyond just providing better banking — we deliver a superior card processing experience tailored to your business. From leveraging the latest payment technology to streamlining operations, we’ll help you grow your business and offer your customers the best possible experience. You can count on us to meet your unique needs with customized solutions that keep your business running smoothly.

Transform the way you process payments today. For more information, contact MerchantInfo@MissionValleyBank.com