Merchant Services

Unlock the Power of Every Payment

Running your business takes a lot of hard work. At Mission Valley Bank, we know that many business owners do not always remember who handles their payment processing — until something goes wrong. Frustration over high fees, poor customer support, and reporting issues are all too common. That is why Mission Valley Bank does things differently. We understand the critical role card-based transactions (both credit and debit) play in your business, and we are here to make payment processing seamless and stress-free.

Redefine your payment processing with Mission Valley Bank.

Whether you are a food truck, small café, or farmers market vendor, our on-the-go payment solutions are designed for ease of use, allowing you to accept payments wherever your business takes you. If you are a larger company, we offer advanced POS systems that can be customized to fit your business needs, helping you grow and improve operational efficiency.

What sets us apart?

We are a local, community-focused bank that is partnered with one of the largest credit card processors in the country, allowing us to provide reliable processing while maintaining community bank service levels. As a direct acquirer with Visa, Mastercard, and Discover, we can offer competitive pricing and the latest payment innovations — all backed by outstanding, personalized service from a team that’s right here in your time zone.

Mission Valley Bankcard Services Offers:

Complimentary, no-obligation pricing reviews
We’ll assess your current payment processing setup and provide a detailed comparison to ensure you’re getting the best value.
24-Hour Funding
With a Mission Valley Bank checking account, you can receive your funds within 24 hours, so your business never skips a beat (conditions apply).
Competitive Pricing with No Long-Term Contracts
Our flexible pricing structure ensures you’re never locked into long-term commitments, so you can make decisions that benefit your business.
Personalized, In-House Customer Service
When you need help, you’ll speak with our local team — real people who understand your needs and are ready to resolve issues quickly and efficiently.

At Mission Valley Bank, we go beyond just providing better banking — we deliver a superior card processing experience tailored to your business. From leveraging the latest payment technology to streamlining operations, we’ll help you grow your business and offer your customers the best possible experience. You can count on us to meet your unique needs with customized solutions that keep your business running smoothly.

Transform the way you process payments today. For more information, contact MerchantInfo@MissionValleyBank.com