Redefining Personal Banking

With Personal Online Banking, you have 24/7 access to all your accounts. Whether you need to print statements, track expenses, transfer funds, or pay bills, you can do it all from one easy-to-use platform, whenever it fits into your schedule.

Enjoy the convenience of having all your banking in one place with complete confidence. Mission Valley Bank’s online services provide the highest level of encryption protection and authentication technology, ensuring your personal and business information is always secure.

At Mission Valley Bank, we are not just redefining banking, we are redefining personal for our clients. Manage your entire financial life more efficiently with the personalized service and convenience you deserve.

Mobile Banking

Mission Valley Bank’s Business Mobile gives you the ability to monitor your account transactions instantly from your mobile device.

• Check balances and payment history  
• Deposit check with Mobile Capture  
• Receive security alerts and updates
• Manage, move, and monitor your directly from your phone (ACH, online wires, and internal transfers).
• Get started today! If you’re already a Mission Valley Bank Online Banking client, simply download our mobile app from your mobile device’s app store and start banking on the go. If you’re not enrolled yet, sign up today at MissionValleyBank.com and get mobile access to your accounts right away.

Requirements:

• Be enrolled in Mission Valley Bank’s Business Online Banking
• Have an Internet-enabled Apple^® or Android^® mobile device
• Message and data rates from your carrier may apply

Apple is a trademark of Apple Inc., registered in the U.S. and other countries. Android is a trademark of Google Inc.

Personal Checking Accounts

Tailored to Fit Your Financial Needs

At Mission Valley Bank, we offer checking accounts with options that meet your lifestyle. Backed by 24/7 online banking and automated phone services, our checking accounts provide the ease and convenience you deserve.

Personal Checking

A straightforward account with unlimited check-writing, ideal for clients with moderate balances.

• Monthly service fees waived if minimum average daily balance is maintained.

Personal Checking with Interest

Earn interest on higher balances while enjoying the convenience of unlimited check-writing.

• Market-tiered interest rates.
• Monthly fees waived if minimum average daily balance is maintained.

Personal Basic Checking

Perfect for clients who need fewer checks but appreciate online banking and eStatements.

• Monthly fees waived if minimum average daily balance is maintained.

Mission Valley Bank Personal Checking Account and Basic Checking Account clients that have celebrated their 62nd birthday can receive a Waiver of their Monthly Service Charge Fees.

• Please let us know when you have celebrated your 62nd birthday and we will be happy to put your waiver in place.
• Limit – A maximum of two Monthly Service Charge Fee Waivers per Client 62 years of age and older for qualifying accounts.*

*Qualifying accounts: Personal Checking Account and/or Basic Checking Account. Waivers are not available for interest bearing accounts. Clients must contact the bank on or after their 62nd birthday to receive this waiver

Personal Savings & Investment Accounts

Make the Most of Your Money

Financial independence starts with smart savings. At Mission Valley Bank, we offer flexible options to help you grow your savings and prepare for the future.

Personal Money Market Account

Earn tiered interest rates based on your balance, with access to your funds for withdrawals and transfers as needed.

• Variable interest rates.
• Monthly fees waived if minimum average daily balance is maintained.

Personal Savings Account

A flexible savings plan with daily compounded interest and quarterly payments.

• Monthly fees waived if minimum average daily balance is maintained.

Certificates of Deposit (CDs)

Competitive interest rates earned over the term of the CD.

A higher yielding deposit product (less than $100,000) that allows you to match returns with your future funds requirements. Rates are based on deposit amount and length of time to maturity, from thirty days to five years.

• Higher yielding interest rate.
• Deposits of $100,000 or less.
• Match returns with future funds requirements.
• Interest Rates are based on deposit amount and certificate term.
• Available terms from thirty days to five years.

Elite Certificates of Deposit (CDs)

Earn the maximum interest on your CD of $100,000 or more. This is a higher yielding CD for deposits equal to or greater than $100,000 to match returns with future funds requirements. Your interest rates are based on deposit amount, and the length of time to maturity, which can be from as little as thirty days to five years.

• Higher yielding interest rate.
• Deposits of $100,000 or more.
• Match returns with future funds requirements.
• Interest Rates are based on deposit amount and certificate term.
• Available terms from thirty days to five years.

Convenient Debit Cards & CardValet^®

Debit Cards with Convenience and Security

Mission Valley Bank’s debit cards allow you to shop wherever Mastercard is accepted, without the hassles of checks or cash.

With CardValet^®, you can control your debit cards right from your mobile device. Lock or unlock your card, set spending limits, and receive alerts for card activity — all with a few clicks.

No ATM? No Problem! Recognizing the need for more accessible cash withdrawal options, Mission Valley Bank has forged a path that ensures you’re never left stranded. Although we don’t have Mission Valley Bank-branded ATMs, our solution ensures that you’re always just moments away from your funds. Our partnership with ALL POINTS ATMs allows you to use your Mission Valley Bank ATM Debit Card at any of their machines, up to four times a month, without incurring any extra fees.

Credit Cards

Personal Credit Cards Designed for Your Needs

At Mission Valley Bank, we offer a variety of credit card programs with unique features and benefits. Whether you’re looking for rewards, low interest rates, or special perks, we have a card that fits your lifestyle.

Credit cards are issued by TCM Bank, N.A., is a subsidiary of ICBA Bancard^®, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association and used under license. Credit cards are provided by a third party and are not furnished by Mission Valley Bank or its affiliates.

Learn More & Apply Today

Direct Deposit & Touchtone Banking

Safe, Fast, and Convenient

Set up Direct Deposit for your payroll or recurring federal payments, and enjoy immediate access to your funds. Use Touchtone Banking for 24/7 access to account balances, transaction history, and more — all with the convenience of your phone.