Small Business Administration LOANS
Lending with Your Business in Mind
At Mission Valley Bank, we understand your business deserves the most efficient and expedited loan process available. With Mission Valley Bank, we streamline the process, so your business gets the funding it needs fast.
What sets us apart?
- Our nationwide Business Development Officer (BDO) team has over 100-years of combined experience and is committed to providing personalized, comprehensive lending solutions tailored to your business needs.
- We make SBA lending Simple – Mission Valley Bank has one of the most qualified nationwide SBA lending team in the country. Our commitment is to guide our clients through every step of the lending process, ensuring a seamless experience through transparency and efficiency.
- Our loans typically range from $500,000 to $5 Million and can be used toward a multitude of loan purposes.
- We focus on structuring the loan to best fit your needs – At Mission Valley Bank, we tailor your loan to meet your unique needs and support your success, even if that means providing your business with additional funds.
- Timing is Important – Mission Valley Bank leverages its experience and commitment to service excellence to minimize the time required for loan approval and funding, ensuring a quicker loan process.
- Lower Down Payment – At Mission Valley Bank, the typical down payment is 10%; however, in certain situations, we can offer up to 100% financing for building expansions.
Mission Valley Banking Comprehensive Loan Options
- Commercial Real Estate Loans
- Construction Loans
- Equipment Loans
- Debt Restructuring
- Equipment Financing
- Working Capital
Mission Valley Bank Loan Term Options
- SBA 7 (a) Loans
- Real Estate (25 years)
- All Other (10 years – full amortized)
- Commercial Real Estate Loans (25-year loan – fully amortized)
Mission Valley Bank is a part of the Preferred Lenders Program (PLP)
- Mission Valley Bank can approve SBA loan requests in-house (not required to get SBA approval) with faster turnaround times saving clients weeks of waiting.
- PLP lenders have the tools most banks do not have, allowing them to act quickly and efficiently through the process.
About the U.S. Small Business Administration (SBA)
The SBA is an independent federal agency that supports small businesses, a critical engine of the U.S. economy. Through its partnerships and field offices, the SBA helps entrepreneurs start, build, and grow their businesses, promoting free enterprise and strengthening the overall economy. Learn more at www.sba.gov.
Contact us today for more information about our SBA loan options and how we can help your business.