Business Loans Customized to Your Needs
Mission Valley Bank Business Loans
Need Capital or Financing to Grow Your Business?
In business today, decisions must be made quickly because opportunities don't usually wait. When it’s time to purchase new equipment, upgrade technology, or increase inventory, you need prompt and decisive decisions from your banker. And that's exactly what you get at Mission Valley Bank.
When you need a Trusted Advisor to walk you through the options that are available to help you to stay competitive & grow your business, come to Mission Valley Bank for a custom business loan that’s just right for your needs. We're here with the resources you want and service you can count on. When you choose to bank with Mission Valley Bank, we work hard to really get to know you and your business. Understanding of the unique needs of your business enables us to provide you with the kind of smart financial solutions you deserve from your Banker.
Give us a chance to help make YOUR financial dreams come true.
Accounts Receivable Financing
Let the experts at Mission Valley Bank show you how Accounts Receivable Financing can help your business bridge the gap between payables due to suppliers today and receivables that your customers won't remit for 30 days or more. Working through Mission Valley Bank, you can obtain cash for your accounts receivables deposited directly into your MVB account by selling them to the bank at a discount.
We offer purchase financing (or refinancing) for multi-family apartment buildings. We have years of experience in this type of financing, and can cut through the paperwork to get you answers to your financial questions faster. We have the expertise to assist you with apartment financing that will meet your specific needs.
- Finance or refinance multi-family units.
- Easy, streamlined paperwork.
- Custom packages that meet your specific needs.
Apartment Seismic Retrofit Financing
Is your retro apartment building now required to retrofit in order to comply with Los Angeles's earthquake safety laws? Mission Valley Bank has a financing program and the expertise to help you get the job done. Call us at (877) 394-2306 and talk it over with one of our lending experts today.
Automobile & Truck Financing
Ideal for automobile purchases or refinances. Mission Valley Bank’s financing options offer you competitive rates and we promise quick decisions.
- For vehicle purchase or refinance.
- Competitive rates.
- Quick decisions.
Comprehensive overdraft protection that's a line of credit tied directly to your business checking account. Available funds are automatically advanced into your account to cover overdrafts. Peace of mind, 24 hours a day, seven days a week.
- Line of credit tied to your checking account.
- Available funds advanced automatically to cover overdrafts.
- Fees apply to both the line of credit and NSF items that create the overdraft.
Commercial Real Estate Loans
Commercial Financing done right. Let us help you buy, build or refinance your office building, warehouse or manufacturing facility. Owning your own facility can provide many benefits and sometimes -- a few challenges. Mission Valley Bank has the financing solutions you need for your commercial real estate. Our interest rates are competitive and our terms are flexible. Talk to our commercial real estate experts and specialized lending team to get your deal done right. We want to say “yes” to your loan request!
- Competitive rates and flexible terms.
- Perfect for a wide selection of building types.
- Prompt decisions.
Lines of Credit provide easy access to loan funds. We offer several lines of credit to assist you in the operating needs of your business. Let Mission Valley Bank provide you with a line of credit so you can quickly access funds to finance current accounts, inventory, or even payroll until receivables are collected. Bridge that gap between payments for materials and labor and subsequent cash collection from sales with one of Mission Valley Bank's credit lines.
- Lines of credit to meet your current seasonal needs.
- Provides short term working capital for your business.
To help you with business expansions or modernization, Mission Valley Bank offers an excellent financing program with competitive fixed rates and up to 100% financing. Purchase new or used long-term assets such as machinery, computers, trucks, corporate automobiles, equipment and leasehold improvements. And we offer a variety of repayment schedules.
- Up to 100% financing available.
- Finance long-term assets.
- Variety of repayment schedules available.
Letters of Credit
Use our standby letters of credit for performance guarantees to your domestic customers. We also offer international import and export letters of credit for your overseas business transactions. These extensions of credit can help you secure payments to third parties, and contractors can use our letters of credit to guarantee project completion.
- Time-saving alternative to cash deposits.
- Secure payments to third parties.
- Use as project completion guarantees.
Our loans for working capital and fixed-asset purchases can help ease your cash-flow worries. Give us a call. Let's talk about your plans and how we might help. Our loan applications are easy to fill out and we promise quick turn-around on decisions.
- Get the equipment you need now.
- Flexible terms to suit your needs.
- Quick decisions.
Mission Valley Bank is creative in finding the right solution to meet your lending needs. As a Preferred SBA Lender we can help business-owners purchase or renovate real estate, acquire fixed assets such as heavy machinery or specialized equipment, borrow working capital for ongoing financing needs, or — in some cases, even fund the acquisition of new businesses.
The U.S. Small Business Administration (SBA) is an independent agency of the federal government that aids, assists and protects the interests of small business concerns, preserves free competitive enterprise and strengthens the overall national economy. Small businesses are critical to our country's economic strength and help the United States compete in today's global marketplace. The SBA helps Americans start, build and grow businesses through an extensive network of field offices and partnerships with public and private organizations.
Small Business Administration (SBA) loans provide businesses with government-funded opportunities to expand and grow. Lower down payments and extended financing terms are available for business modernization, equipment upgrades, working capital, real estate acquisition and expansion. Give us a call and we'll explain all the details and requirements.
- Lower down payments.
- Extended financing terms available.
- Prompt decisions.
Corporate Credit Cards
BUSINESS CREDIT CARDS DESIGNED TO MEET YOUR NEEDS
Select the credit card that works best for your business.
At Mission Valley Bank we understand that every business has unique needs. That is why we offer you access to several Business Credit Card programs – each with unique features and benefits allowing you to select the card that best fits the needs of your business – now and in the future.
Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.
Credit cards are issued by TCM Bank, N.A., is a subsidiary of ICBA Bancard®, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association and used under license. Credit cards are provided by a third party and are not furnished by Mission Valley Bank or its affiliates.
Report a Lost or Stolen Card:
Assistance is just a phone call away 24/7. Please call the Cardholder Customer Care Center:
For Cards applied for BEFORE March 15, 2022
Call 1 (800) 367-7576