Enjoy Solutions Backed by Personal Service
View Our Personal Checking Choices
What do you expect from your bank? If it’s long lines and poor customer service, it’s time you found a better bank. At Mission Valley Bank, we pride ourselves on giving our customers everything they expect from a bank—and more!
Our checking accounts come with a variety of custom options; just pick the one that’s right for you. Backed by our 24/7 automated telephone service and online banking programs, our checking accounts help you keep your finances in order with a minimum of paperwork and stress.
Personal Checking
This is one great checking account!
Our Personal checking account is designed for our clients with moderate balances and features unlimited check-writing.
- Monthly service charge fees waived if minimum average daily balance is met.
Personal Checking With Interest
The higher your account balance, the more interest you earn!
Enjoy the benefits of an interest-bearing checking account. When you maintain a minimum average daily balance you also receive unlimited check writing, pay no monthly service charge fees, and earn variable market-tiered interest rates. The higher your balance, the more interest it earns for you!
- Interest-earning checking account.
- Market-tiered interest rates.
- Monthly service charge fees waived if minimum average daily balance is met.
Personal Basic Checking
Just the basics...but better.
Our Personal Basic Checking account is designed for those clients who only need to write a limited number of checks each month, appreciate the convenience and access of Online Banking with eStatements. Online Banking and eStatements are a requirement of this account. By maintaining a minimum average daily balance you can avoid paying monthly service charge fees.
- Monthly service charge fees waived if minimum average daily balance is met.
Are you 62 Years of Age (or Older)?
Mission Valley Bank Personal Checking Account and Basic Checking Account clients that have celebrated their 62nd birthday can receive a Waiver of their Monthly Service Charge Fees.
- Please let us know when you have celebrated your 62nd birthday and we will be happy to put your waiver in place.
- Limit - A maximum of two Monthly Service Charge Fee Waivers per Client 62 years of age and older for qualifying accounts*
*Qualifying accounts: Personal Checking Account and/or Basic Checking Account. Waivers are not available for interest bearing accounts. Clients must contact the bank on or after their 62nd birthday to receive this waiver.